# Lifetime Roofing of El Paso — Frequently Asked Questions **Do roofers need a license in Texas?** No. Texas doesn’t license roofers, so Lifetime Roofing of El Paso has no state license number to show. What you can ask for is insurance, and we carry $1M general liability and $2M workers’ comp. **Is the roof inspection free?** Yes. Lifetime Roofing of El Paso gives every caller a free inspection, and the written estimate reaches you within 48 hours of it. **Do I need an insurance claim to get an estimate?** No. Lifetime Roofing of El Paso gives every caller the same free inspection and written estimate, claim or not. Our help on a claim means documenting the damage and writing the estimate; we don’t negotiate with your insurance company. **What brand of shingles do you install?** IKO. Lifetime Roofing of El Paso installs IKO shingles, and our lifetime transferable workmanship warranty is printed beside the maker’s warranty. **Are your crews subcontractors?** No. Lifetime Roofing of El Paso does the work with our own crew, not subcontractors, and any open roof gets tarped each night. **Do you offer roof financing?** Yes. Financing is available from Lifetime Roofing of El Paso. Ask about it when you call (915) 353-3934. **Do you work on foam and flat roofs?** Yes. Lifetime Roofing of El Paso repairs and replaces flat roofs, installs foam roofing, and applies roof coatings. We work with all the major foam and coating makers. **What happens if my roof leaks again after the work?** We come back. If a leak comes back on the work of Lifetime Roofing of El Paso, we fix it at no charge, and every installation carries a lifetime transferable workmanship warranty. **How much does roof repair cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each repair after a free inspection, and the written estimate reaches you within 48 hours. Roof type, pitch, flashing or valley work, and the deck’s condition set the price. **Will you try to sell me a new roof?** No. Lifetime Roofing of El Paso quotes a repair when a repair will do. How much is damaged, the roof’s age, and the deck decide it, slope by slope. **Does homeowners insurance cover roof repair?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your home insurance company makes the call. **What if the repair leaks again?** We come back. If a leak comes back on the work of Lifetime Roofing of El Paso, we come back and fix it at no charge. **Can a handyman fix a roof?** Legally, yes. Texas doesn’t license roofers, so a handyman or a DIY homeowner can take the job. Ask who carries insurance: Lifetime Roofing of El Paso carries $1M general liability and $2M workers’ comp. **What is the 25% rule for roofing?** Here, it’s a permit line. Inside the City of El Paso, a residential roof covering permit is required when 25% or more is replaced. Lifetime Roofing of El Paso can tell you which side of that line your job falls on. **Should a 20 year old roof be replaced?** Not for age alone. Lifetime Roofing of El Paso judges a 20 year old roof slope by slope on its damage, its age, and its deck. If a repair will do, we quote the repair. **How can I tell if a roofer is lying?** Trust what’s in writing. Lifetime Roofing of El Paso writes an estimate for every caller within 48 hours of the inspection, so you can check what you were told against any other roofer’s quote. **Can I pay for a roof repair over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso to keep a repair affordable if it stretches the budget, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **Does a roof repair come with a warranty?** Yes. Lifetime Roofing of El Paso puts a lifetime transferable workmanship warranty on the work, printed beside the maker’s warranty on any new materials. **How much does a roof replacement cost in El Paso?** Four things set it. Lifetime Roofing of El Paso prices each new roof after a free inspection. Roof size and pitch, the layers to tear off, the decking’s condition, and the roofing material decide the number on your written estimate. **Does homeowners insurance pay for a new roof?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **How do I replace my roof if I can’t afford it all at once?** Ask about financing. Lifetime Roofing of El Paso has financing available for a new roof, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **Can you put new shingles over my old roof?** We tear it off. Every replacement from Lifetime Roofing of El Paso includes tear-off of the old roof. The 2021 International Residential Code bars a recover where the old roof is water-soaked or deteriorated, or already has two or more layers. **Will impact-rated shingles lower my insurance?** Ask your agent first. The Texas Department of Insurance says tested roofing may be eligible for a discount, with Class 4 earning the highest credit. Each insurer sets its own amount, so get that number before Lifetime Roofing of El Paso writes your estimate. **Does the shingle warranty cover hail?** No. IKO says hail damage isn’t covered under its limited warranty, and its impact rating isn’t a guarantee against hail. Lifetime Roofing of El Paso prints the maker’s warranty beside ours, so you can read those terms yourself. **Does a Limited Lifetime warranty mean forever?** Read the maker’s terms. IKO puts its own definition of “Lifetime” in a footnote, and its blow-off cover runs 3 to 15 years depending on the product. Lifetime Roofing of El Paso hands you the maker’s warranty on the terms in effect at install. **A roofer knocked after a storm. Should I sign?** Not that day. Texas trade sources warn about same-day signing and “free inspection” papers that turn out to be contracts. Lifetime Roofing of El Paso gives you a written estimate within 48 hours of a free inspection, so you’ve got time to compare it. **What is better, 3-tab or architectural shingles?** Architectural, on the numbers. IKO rates its Cambridge architectural shingle at 110 mph, or 130 mph with High Wind Application, and its Marathon Plus AR 3-tab at 60 mph. Lifetime Roofing of El Paso installs IKO shingles and can go over both at your free inspection. **Do lifetime shingles really last a lifetime?** Lifetime is a warranty term. IKO defines it in the Limited Warranty in effect when your shingles are installed, so read that paper. Lifetime Roofing of El Paso hands it to you printed beside our own workmanship warranty. **How much does an asphalt shingle roof cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each shingle roof after a free inspection, and the written estimate reaches you within 48 hours. Roof size, pitch, layers to tear off, decking, and the IKO line set the price. **Will insurance pay for a new shingle roof?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **What are Class 3 shingles?** They’re one step below the top impact class. Impact classes run 1 to 4. IKO’s Cambridge and Dynasty are Class 3, and Nordic is Class 4. Lifetime Roofing of El Paso can tell you what each rating means for your roof. **Do impact-rated shingles lower insurance in Texas?** They may. The Texas Department of Insurance says Class 4 gets the highest credit, and each company sets its own discount. Ask your agent before you buy. Lifetime Roofing of El Paso can’t promise a discount. **Are dark shingles a bad idea?** Ask about cool colors first. IKO’s Cool Colors Plus versions of Cambridge and Dynasty carry a CRRC-1 listing and SRI 20+, and they’re sold only in certain regions. Lifetime Roofing of El Paso can go over color at your free inspection. **Do roofers still use 3-tab shingles?** Yes. IKO still lists Marathon Plus AR as its 3-tab line, with a Limited 25 year warranty. Ask Lifetime Roofing of El Paso whether it’s available here. **How many bundles of shingles make a square?** Three, on IKO’s coverage figure. Each bundle covers 33 1/3 square feet, and a square is 100 square feet. Lifetime Roofing of El Paso works out your roof’s size at the free inspection. **Can I finance a new shingle roof?** Yes, financing is available. Lifetime Roofing of El Paso also offers a 5% military discount. Ask about both when you call (915) 353-3934. **Can a shingle roof be patched?** Yes, when the shingles allow it. Roofers test older shingles for brittleness before any repair. Lifetime Roofing of El Paso inspects the roof for free and quotes a repair when a repair will do. **How much does it cost to repair damaged shingles?** It depends on the job. Lifetime Roofing of El Paso prices each repair after a free inspection, and the written estimate reaches you within 48 hours of it. How many shingles, any flashing or valley work, and soft decking set the price. **What is the best way to patch a hole in a shingle roof?** Replace the shingle. The trade’s method breaks the seal on the course above, pulls the nails, slides in a new shingle, and hand-seals any lifted tabs. Lifetime Roofing of El Paso fits new IKO shingles. **Can I just put new shingles over old shingles?** Not over two layers. The 2021 International Residential Code bars adding shingles over two existing layers. Ask Lifetime Roofing of El Paso at your free inspection how many layers your roof has. **What if the wood under my shingles is soft?** It changes the job. Soft decking is one of the things that sets a shingle repair, so Lifetime Roofing of El Paso accounts for it in the written estimate you get within 48 hours of the inspection. **Do I need a permit for a shingle repair in El Paso?** Not under 25%. The City of El Paso doesn’t require a roof covering permit when under 25% of a residence’s roof is replaced. Lifetime Roofing of El Paso can tell you which side of that line your repair falls on. **Does homeowners insurance cover shingle repair?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your shingles. If you file one, our Insurance Claim Documentation covers documenting the damage and writing the estimate. **What are the red flags to watch for when hiring a roofer?** Unreturned calls and no-shows. Denied warranties are another complaint from El Paso homeowners. Lifetime Roofing of El Paso answers its phones 24/7 and hands you the warranty paper at the end of the job. **Can I pay for a shingle repair over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a metal roof cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each metal roof after a free inspection. Panel type, gauge, finish, roof size, pitch and complexity, and tear-off set the price. **What is the biggest problem with metal roofs?** Exposed screws. Exposed-fastener roofs run about 70 screws per square (100 square feet), and each one is a possible leak point. Lifetime Roofing of El Paso also installs standing seam, which has no exposed fasteners. **Is a metal roof loud in the rain?** Not over a solid deck. Metal over a solid deck with underlayment runs about as quiet as shingles. The loud reputation comes from barns with open framing. Lifetime Roofing of El Paso installs underlayment with the panels. **What is the best metal roof color for El Paso heat?** A lighter painted finish. Darker colors gain more heat, and bare Galvalume reflects well but gives heat back poorly. PVDF paint holds color longest, while SMP paint fades sooner. Finish helps set the price on a Lifetime Roofing of El Paso estimate. **How long does a metal roof last?** It depends on the panel. Trade estimates run 40 to 70 years for standing seam in Galvalume with PVDF, and 20 to 35 years before exposed-fastener roofs need re-screwing or restoration. None of that is El Paso data. Lifetime Roofing of El Paso’s warranty is on the installation. **Which is thicker, 24 gauge or 26 gauge metal roofing?** 24 gauge. A lower number means thicker steel: 24 gauge is about 0.023 inch and 26 gauge about 0.018 inch. Gauge helps set the price of a metal roof from Lifetime Roofing of El Paso. **Why does my neighbor’s metal roof look wavy?** That’s oil canning. Oil canning is visible waviness in flat metal pans. It’s cosmetic, and it shows more in dark and glossy finishes. Lifetime Roofing of El Paso prices finish and panel type in your written estimate. **Do you tear off the old roof?** Yes. Tear-off is part of a metal roof from Lifetime Roofing of El Paso, along with underlayment, panels, and trim, all done by our own crew. **Does homeowners insurance go down with a metal roof?** Ask your insurer. Discounts vary by insurer and location, and many policies pair Class 4 impact discounts with cosmetic-damage exclusions on metal. Lifetime Roofing of El Paso’s Insurance Claim Documentation means documenting the damage and writing the estimate. **Can I pay for a metal roof over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does metal roof repair cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each repair after a free inspection. Panel type, how many fasteners or seams need work, matching panels, rust, and rotted wood set the price on your written estimate. **Do all the screws need replacing, or only the bad ones?** It depends on their age. Trade sources put a full re-screw at 10 to 20 years, sooner on hot south and west slopes. Lifetime Roofing of El Paso inspects them for free and tells you which job your roof needs. **Does homeowners insurance cover metal roof repair?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your metal roof. If you file one, Insurance Claim Documentation means we document the damage and write the estimate, and your insurance company makes the call. **Should a 20 year old metal roof be replaced?** Not always. Lifetime Roofing of El Paso checks the fasteners, seams, panels, and flashings on a 20 year old metal roof. Screws and washers can wear out long before the roof does, and a re-screw is a repair. **Why does my metal roof leak during heavy rain?** Wind drives the rain in. Wind can force heavy rain under a ridge cap or into an open lap. Lifetime Roofing of El Paso traces the leak to the fastener, seam, panel, or flashing during a free inspection. **What can you spray on a metal roof to keep it from leaking?** Nothing that fixes a failed seam. Coating over a failed seam doesn’t hold. Lifetime Roofing of El Paso opens the joint, cleans it, reseals it, and refastens it, so the seal sits where the leak is. **Can a handyman fix a metal roof?** Legally, yes. Texas has no state roofer license, so anyone can take the job. Ask who carries insurance: Lifetime Roofing of El Paso carries $1M general liability and $2M workers’ comp. **Can I pay for a metal roof repair over time?** Ask about financing. Lifetime Roofing of El Paso offers financing and a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a stone-coated steel roof cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each roof after a free inspection. The DECRA profile, roof size, pitch, tear-off, and decking set the price, and tile and barrel profiles cost more than shingle or shake. **Are stone-coated metal roofs any good?** Yes, on the right slope. DECRA lists UL 2218 Class 4, the top impact grade, and these panels need a minimum pitch. Lifetime Roofing of El Paso checks your roof at the free inspection. **Will insurance pay for hail dents on a stone-coated steel roof?** Your policy decides. Hail dents go to your insurer unless the policy has a cosmetic exclusion. Lifetime Roofing of El Paso documents the damage and writes the estimate, and your insurance company makes the call. **Is a stone-coated steel roof loud in the rain?** Battens help. Lifetime Roofing of El Paso can’t give you a noise figure, because no maker publishes a rain-noise test. The battens under the panels do reduce the sound. **Will the stone coating come off?** A little will. Minor granule loss is normal weathering, and you can see loose granules in the gutters for the first 12 to 18 months. DECRA pays for a manufacturing defect visible from 10 feet, and Lifetime Roofing of El Paso prints that warranty beside ours. **Will a repair match the rest of my roof?** Not always. Panel batches vary and profiles get discontinued, and DECRA doesn’t guarantee a match. Lifetime Roofing of El Paso still quotes a repair when a repair will do. **Is DECRA the same as IKO?** Yes. Since Sept. 28, 2026, it’s been sold as DECRA by IKO Metals, a new name and not a new owner. Lifetime Roofing of El Paso installs it, along with IKO shingles. **Can I pay for a stone-coated steel roof over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a commercial roof cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each building after a free inspection, and the written estimate reaches you within 48 hours. Size, access, the system, tear-off, wet insulation, and drainage set the price. **Can my tenants stay open during the work?** It can be planned that way. Roof work can run zone by zone around tenants, one section at a time. Tell Lifetime Roofing of El Paso at the inspection, and we’ll figure it into your written estimate. **Do I need an insurance claim to get an inspection?** No. Lifetime Roofing of El Paso inspects your roof free, claim or not. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **What warranty comes with a new commercial roof?** Two, side by side. Lifetime Roofing of El Paso puts a lifetime transferable workmanship warranty on the installation, printed beside the membrane or system maker’s warranty. **Which is better, TPO or EPDM?** It depends on the building. TPO is white with heat-welded seams, and EPDM is black rubber. Lifetime Roofing of El Paso works on both and gives you a recommendation after the free inspection. **What are the red flags when hiring a roofer?** A bid far under the rest. That can mean a smaller scope. A quote with no inspection behind it is another. Lifetime Roofing of El Paso puts every estimate in writing, within 48 hours of the inspection. **How often should a commercial roof be inspected?** Twice a year. Spring and fall is the usual advice, plus after storms and after rooftop equipment work. Lifetime Roofing of El Paso inspects roofs for free. **Can other trades on the roof void my warranty?** They can. Most maker’s warranties require at least yearly inspections and notice when equipment is added. Lifetime Roofing of El Paso hands you that warranty paper, so read its upkeep terms and keep them handy. **Do foam and coated roofs need recoating?** Yes. Recoating on schedule is normal upkeep the owner pays for. On foam roofs and roof coatings, the lifetime warranty from Lifetime Roofing of El Paso covers our workmanship. **Is a new commercial roof tax deductible?** Ask your CPA. Repairs and replacements can be treated differently. Lifetime Roofing of El Paso gives you the written estimate to take to that meeting. **How much does commercial roof repair cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each repair after a free inspection, with the written estimate within 48 hours of it. The roof system, the size of the damaged section, and any wet insulation set the price. **What should I do while the roof is leaking?** Log it, then call. Write down each complaint with its date, location, and photos, and call Lifetime Roofing of El Paso at (915) 353-3934, answered 24/7. An interim patch or dry-in can stop the water while you decide on the fuller repair. **Who should repair a roof still under a maker’s warranty?** Ask the warranty holder first. A repair by the wrong party can void a maker’s warranty, and requirements vary. Read yours and make that call before Lifetime Roofing of El Paso or anyone else repairs the roof. **Does insurance cover a commercial roof leak?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **How do I check out a roofer in Texas?** Ask for proof of insurance. Texas has no state roofer license, so insurance is the paper to check. Lifetime Roofing of El Paso carries $1M general liability and $2M workers’ comp. **Does the lifetime warranty cover recoating a foam roof?** No. On foam roofs and roof coatings, the lifetime warranty from Lifetime Roofing of El Paso covers our workmanship. Recoating on schedule is normal upkeep the owner pays for. **Is a commercial roof repair tax deductible?** Usually, for minor repairs. Under IRS rules, patching and minor repairs are usually deductible, while work that betters, adapts, or restores is capitalized. Have a CPA confirm it from the written estimate Lifetime Roofing of El Paso gives you. **Can I pay for a commercial roof repair over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso. Ask about it when you call (915) 353-3934. **How much does it cost to fix a leak in a flat roof?** It depends on the roof. Lifetime Roofing of El Paso prices each flat roof repair after a free inspection, and the written estimate reaches you within 48 hours. The roof’s system and where the leak sits set the price. **Where do flat roofs leak most?** At the details. Flashing, drains, seams, penetrations, parapets, scuppers, and canales fail before the open field. Lifetime Roofing of El Paso quotes a repair for that spot when a repair will do. **Is it my roof or my swamp cooler?** It can be either. A swamp cooler’s rusted pan, overflow, or float valve can look exactly like a roof leak, so rule the cooler out first. Lifetime Roofing of El Paso inspects the roof for free. **Does homeowners insurance cover a flat roof leak?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your flat roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **Will a roof coating stop my flat roof from leaking?** Not if water is ponding. A patch or coat doesn’t remove ponding, so ask what a coating will fix before you pay for one. Lifetime Roofing of El Paso’s written estimate reaches you within 48 hours of the inspection. **Why does my flat roof leak in heavy rain?** A detail has usually opened. Hard rain finds worn flashing, open seams, and clogged scuppers. Lifetime Roofing of El Paso inspects flat roofs for free, and the monsoon runs June 15 to Sept. 30. **What happens if a flat roof leak is left untreated?** It can become a bigger repair. Wet insulation changes the job, and water that stays past 48 hours can harm the roof. Lifetime Roofing of El Paso’s inspection is free, so checking a small leak costs nothing. **Can a handyman fix a flat roof?** Legally, yes. Texas has no state roofer license, so anyone can take the job. Ask who carries insurance: Lifetime Roofing of El Paso carries $1M general liability and $2M workers’ comp. **Can I pay for a flat roof repair over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **Does a flat roof repair come with a warranty?** Yes. Lifetime Roofing of El Paso puts a lifetime transferable workmanship warranty on the work, printed beside the maker’s warranty on any new materials. **How much does it cost to replace a flat roof?** It depends on the roof. Lifetime Roofing of El Paso prices each flat roof after a free inspection. Size and access, the system, tear-off or going over, wet insulation, slope to the drains, and curbs, scuppers, and parapet flashing set the price. **Is it better to repair or replace a flat roof?** Repair, if a repair will do. Lifetime Roofing of El Paso quotes the repair in that case. Wet insulation is what can push a flat roof toward replacement. **What is the best replacement for a flat roof?** The system your building can take. The roof already up there and El Paso’s sun, wind, hail, and monsoon all bear on it. Lifetime Roofing of El Paso talks it through with you at the free inspection. **How long does a flat roof last?** Often 15 to 25 years. Sources vary by system, and a maintained foam roof can pass 30. Lifetime Roofing of El Paso treats those as ranges, never a promise. **Can a new flat roof go over the old one?** Sometimes. The El Paso permit desk decides, and Lifetime Roofing of El Paso writes your estimate around that answer. **Does the gravel have to come off a tar and gravel roof?** Yes, before foam or a recover. Trade guidance says spray foam goes over an existing roof only after gravel and dirt are removed. Ask Lifetime Roofing of El Paso about it at the free inspection. **Does insurance pay for a flat roof replacement?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **Can I pay for a flat roof over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a foam roof cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each foam roof after a free inspection, and the written estimate reaches you within 48 hours. The old roof’s condition, the foam thickness, and the coating set the price. **Does the warranty cover recoating?** No. The lifetime warranty from Lifetime Roofing of El Paso covers our workmanship. Recoating on schedule is normal upkeep the owner pays for. **Can you spray foam over my old roof?** Yes, if it’s dry and sound. Gravel and dirt come off first, and wet insulation comes out. Lifetime Roofing of El Paso tells you what your roof needs after a free inspection. **How long does a foam roof last?** More than 30 years, if it’s maintained. That’s the Insurance Institute for Business & Home Safety (IBHS) reading of the historical data. Lifetime Roofing of El Paso makes no promise of a life span for your roof. **Is foam roofing the same as spray foam insulation?** No. Lifetime Roofing of El Paso sprays foam on the outside of a roof, as the roof itself. Health and mold worries you read about concern insulation inside the home. Roofing-grade foam still insulates, at R 6.2 to 6.8 per inch in an EPA table. **How often does a foam roof need recoating?** IBHS says every 10 to 20 years. That’s a general figure from IBHS, not a term from Lifetime Roofing of El Paso. Field claims often run shorter, and your roof’s coating and condition decide when it’s due. **Should I recoat or replace my foam roof?** The foam under the coating decides. A recoat can’t fix wet foam under it. Lifetime Roofing of El Paso inspects for free and puts its recommendation in a written estimate. **Will a foam roof lower my electric bill?** It can. An industry summary credited to Honeywell puts electricity savings at 10 to 20 percent with a light, reflective coating. Lifetime Roofing of El Paso doesn’t promise a figure, since your building and its bills differ. **Does insurance cover hail damage on a foam roof?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **Can I pay for a foam roof over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a roof coating cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each coating after a free inspection, and the written estimate reaches you within 48 hours. What’s on the roof now, its condition, and any ponding all matter. **Will a coating stop my roof from leaking?** Not by itself. A coating goes over a sound, dry roof, so the leak has to be fixed first. Lifetime Roofing of El Paso quotes a repair when a repair will do. **Does the lifetime warranty cover recoating?** No. The lifetime warranty from Lifetime Roofing of El Paso covers our workmanship. Recoating on schedule is normal upkeep the owner pays for. **Is silicone roof coating better than acrylic?** Where water stands, yes. Silicone handles ponding best, but later only more silicone will stick to it. Lifetime Roofing of El Paso works with all the major makers, so the roof decides. **How often should a flat roof be coated?** It depends on the product. Dry thickness, measured in mils, varies by product and sets how long a coat lasts. Lifetime Roofing of El Paso can go over the options at your free inspection. **Does a maker’s warranty on a coating cover labor?** Not always. A material-only warranty supplies replacement product, often prorated, and the owner pays labor. Long warranty numbers often mean this. Lifetime Roofing of El Paso prints its workmanship warranty beside the maker’s. **Is a roof coating ENERGY STAR rated?** Not anymore. ENERGY STAR ended its roof products program on June 1, 2022, so a coating advertised that way is out of date. CRRC-1 is the third-party rating to ask Lifetime Roofing of El Paso about. **Can a painter put on my roof coating?** Legally, yes. Texas has no state roofer license, so ask who carries insurance. Lifetime Roofing of El Paso carries $1M general liability and $2M workers’ comp. **Can I pay for a roof coating over time?** Ask about financing. Lifetime Roofing of El Paso has financing available and a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a tile roof cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each tile roof after a free inspection, and the written estimate reaches you within 48 hours. Concrete or clay, slope, flashing, and the weight check all bear on the price. **Can my old tile stay?** Sometimes. Tile outlasts its underlayment, so worn underlayment doesn’t always mean new tile. Lifetime Roofing of El Paso looks at your roof for free and quotes a repair when a repair will do. **Is tile roofing better than shingles?** It’s a trade-off. Tile can last for decades, but it’s heavy, so a home with shingles needs a structure check first. Lifetime Roofing of El Paso installs tile and IKO shingles, and the estimate is free either way. **Will insurance pay for new underlayment?** Not usually for wear. Trade guidance says insurance covers sudden wind and hail, not worn felt, and your policy decides. If you file a claim, Lifetime Roofing of El Paso documents the damage and writes the estimate. **What are the disadvantages of tile roofs?** Weight and slope. Tile asks more of the structure, and it needs a slope of 3:12 or steeper to work as the roof covering. Ask Lifetime Roofing of El Paso about both at your free inspection. **Which brand of roof tile is best?** No one brand fits every roof. Lifetime Roofing of El Paso works with all the major makers, and the maker’s warranty is printed beside our workmanship warranty on the paper you keep. **Are the cracks in my concrete tile from hail?** Not always. Haag’s testing found curved corner cracks on concrete tile are often built in, not hail. If you do file a claim, Lifetime Roofing of El Paso documents the damage and writes the estimate. **Is there a special rule for tile roofs in Kern Place?** There can be. Part of Kern Place sits in the Rim Area Conservation District, so check any historic-district rule with the city. Lifetime Roofing of El Paso works in Kern Place, and the inspection is free. **Can I pay for a tile roof over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does tile roof repair cost in El Paso?** It depends on the roof. Lifetime Roofing of El Paso prices each tile repair after a free inspection. How many tiles, concrete or clay, whether a matching tile exists, and the age of the underlayment set the price. **Can you replace just a few broken tiles?** Yes. Lifetime Roofing of El Paso repairs broken tile and the underlayment with it. The Tile Roofing Institute’s steps for a broken tile end with repairing the underlayment, so the job goes past the tile you can see. **Can I walk on my tile roof?** Best not. “Walking on roofing tile should be avoided and only done with extreme caution,” the Tile Roofing Institute says. Lifetime Roofing of El Paso inspects for free, so you can stay on the ground. **Does a tile roof repair need an insurance claim?** No. Lifetime Roofing of El Paso gives every caller a free inspection and a free written estimate, insurance claim or not. **How long does a tile roof last?** The tile, 50 years or more. Arizona roofers put underlayment at about 15 to 25 years in their heat, so the felt can go first. Lifetime Roofing of El Paso inspects tile roofs for free across El Paso. **Does insurance cover hail damage on tile?** Your policy decides. Lifetime Roofing of El Paso documents the damage and writes the estimate. Curved corner cracks on concrete tile can be old installation stress, not hail, so what the cracks look like matters. **Can you fix tile broken by solar or satellite installers?** Yes. Solar crews, satellite installers, and painters are common causes of broken tile. Lifetime Roofing of El Paso repairs cracked tile and gives you a free written estimate for the work. **Can I pay for a tile roof repair over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does a roof inspection cost in El Paso?** It’s free. Lifetime Roofing of El Paso inspects roofs at no charge for every caller, and the written estimate is free too. **Do I need an insurance claim for a roof inspection?** No. Lifetime Roofing of El Paso inspects your roof with or without a claim. You can decide about filing one after you’ve seen the written estimate. **Do I have to hire you after the inspection?** No. No job is needed. Lifetime Roofing of El Paso gets you the written estimate within 48 hours, and you can compare it with any other roofer’s quote. **Will you tell me I need a new roof?** Only if a repair won’t do. Lifetime Roofing of El Paso quotes a repair when a repair will do, and the written estimate says what we found the roof needs. **Does homeowners insurance cover a damaged roof?** Your policy decides. If you file a claim, Lifetime Roofing of El Paso documents the damage and writes the estimate, and your insurance company makes the call. **Can a roof inspection affect my home insurance?** Your insurer’s can. The Texas Department of Insurance says insurers inspect when you apply and may charge more or refuse based on it. Lifetime Roofing of El Paso can show you what’s on your roof first. **Will you check a roof another roofer said needs replacing?** Yes. Lifetime Roofing of El Paso gives every caller a free inspection and a free written estimate, so you can put our answer beside the other roofer’s. **Can I pay for roof work over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso if the inspection turns up work you need done, and we offer a 5% military discount. **How much does it cost to find a roof leak?** The inspection is free. Lifetime Roofing of El Paso traces the leak, then prices the repair in a free written estimate within 48 hours of the inspection. Where the water gets in, roof type and pitch, and any wet decking set the price. **My roof is leaking. What should I do?** Call us at any hour. Lifetime Roofing of El Paso answers (915) 353-3934 24/7. If water’s coming in now, ask about emergency tarping. We’ll trace the leak at your free inspection. **Does homeowners insurance cover a roof leak?** Your policy decides. The Texas Department of Insurance says gradual leaks usually aren’t covered and sudden damage usually is. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate. **Can you check a leak another roofer already patched?** Yes. Every caller gets a free inspection from Lifetime Roofing of El Paso, and that includes a leak someone else patched. We trace the water back to where it’s getting in now. **How long can you leave a leaking roof?** Don’t wait for the next rain. Water that keeps getting in can wet the decking and insulation, and that can change the repair. Lifetime Roofing of El Paso inspects for free, insurance claim or not. **How do roofers find a roof leak?** They trace the water uphill. One trade test is a timed hose run from low to high, a small section at a time, with someone watching inside. Lifetime Roofing of El Paso traces each leak from the stain back to where it gets in. **Can a handyman fix a roof leak?** Legally, yes. Texas has no state roofer license, so ask whoever you call how they’ll find the opening and what insurance they carry. Lifetime Roofing of El Paso carries $1M general liability and $2M workers’ comp. **Can I pay for a leak repair over time?** Ask about financing. Lifetime Roofing of El Paso offers financing and a 5% military discount. Ask about both when you call (915) 353-3934. **How much does storm damage roof repair cost in El Paso?** It depends on the damage. Lifetime Roofing of El Paso prices each job after a free inspection, and the written estimate reaches you within 48 hours of it. The extent of the wind or hail damage and your roof type set the price. **Should I fix my roof before the insurance company sees it?** Cover it, then wait. The National Association of Insurance Commissioners says to tarp roof holes and hold off on permanent repairs until you’ve talked with your insurer. Lifetime Roofing of El Paso does emergency tarping for open roofs. **Does insurance pay for storm damage to a roof?** Your policy decides. Lifetime Roofing of El Paso doesn’t need a claim to inspect your roof. If you file one, we document the damage and write the estimate, and your insurance company makes the call. **Can I cancel a roofing contract in Texas?** Sometimes. Texas lets you cancel by midnight of the third business day on sales over $25 solicited and agreed away from the seller’s place of business, with exceptions. A storm claim or denial adds no three-day right. Lifetime Roofing of El Paso’s estimate is in writing, so read it first. **What should I do right after a storm damages my roof?** Take pictures. The Texas Department of Insurance says to take pictures and video, list the damage, and save your receipts. Lifetime Roofing of El Paso answers (915) 353-3934 24/7 when you’re ready for an inspection. **How long do I have to file a claim after a storm?** Read your policy. The Texas Department of Insurance says to file as soon as you can. Lifetime Roofing of El Paso writes your estimate within 48 hours of the inspection, so you’ll have it on paper if you file. **Is my roof too old for an insurance claim?** Ask your insurer. The Texas Department of Insurance says, “Your insurance company won’t pay for a new roof just because it’s old or worn out.” Lifetime Roofing of El Paso inspects for free and documents the damage, whatever the roof’s age. **How long does an insurance company take on a roof claim?** Texas sets deadlines. The Texas Department of Insurance says a company has 15 business days to accept or reject a claim once it has what it needs, and can extend that 45 days. Lifetime Roofing of El Paso doesn’t decide claims. **Can I pay for a storm repair over time?** Ask about financing. Financing is available from Lifetime Roofing of El Paso, and we offer a 5% military discount. Ask about both when you call (915) 353-3934. **How much does emergency tarping cost?** It depends on the roof. Lifetime Roofing of El Paso prices tarping by roof size and pitch, the size of the damaged area, the roof type, and access. Our prices sit in the fair middle of the El Paso market. **Will homeowners insurance cover a leaking roof?** Your policy decides. The Texas Department of Insurance says your policy may pay for temporary repairs, though a leak from wear generally isn’t covered. Lifetime Roofing of El Paso documents the damage and writes the estimate. Talk with your insurer before any permanent repair. **How long can you leave a tarp on a roof?** Only until the repair. Lifetime Roofing of El Paso uses a tarp as temporary protection, never as the fix. The U.S. Army Corps of Engineers designs its Blue Roof sheeting for 30 days. **Should I call a roofer or my insurance first?** It’s up to you. Lifetime Roofing of El Paso inspects for free with or without a claim, so you can see what’s damaged before you file. The Texas Department of Insurance says to file as soon as you can. **Will my insurance cover the damage?** Your policy and insurer decide. Coverage is between you and your insurer, so Lifetime Roofing of El Paso doesn’t discuss coverage or exclusions. We document the damage and write the estimate. **How long does a roof insurance claim take?** Your insurer sets the pace. Lifetime Roofing of El Paso gets you the written estimate within 48 hours of the inspection, and the claim itself runs at the insurer’s pace. **Will a roof claim raise my insurance rate?** Ask your insurer or agent. Lifetime Roofing of El Paso can’t speak for your rate, and your free inspection and estimate don’t depend on filing a claim. **What should I do if hail or wind opened my roof?** Cover it and save receipts. The Texas Department of Insurance says to cover holes, as the policy may pay for temporary repairs. Lifetime Roofing of El Paso does emergency tarping, and our phones are answered 24/7. **What if my insurer denies the claim?** Get the reason in writing. The Texas Department of Insurance says a rejection must say why, and its Help Line is 800-252-3439. Lifetime Roofing of El Paso doesn’t negotiate claims. **Can my roofer also be my public adjuster?** No. Public adjusters are licensed by the Texas Department of Insurance and can’t be the contractor on that claim. Lifetime Roofing of El Paso doesn’t act as an adjuster. **Do I have three days to cancel a roofing contract?** Sometimes. Bus. & Com. Code 601.051 lets a buyer cancel by midnight of the third business day after signing, only for sales over $25 solicited and agreed away from the merchant’s place of business, with the exceptions in 601.002(b). Texas has no three-day cancellation after a storm claim or denial. Lifetime Roofing of El Paso estimates are written. **Do you cover my part of El Paso?** Yes, in 16 areas. Lifetime Roofing of El Paso works in 16 towns and parts of town, from the East Side out to Anthony, 33.5 road miles from our base. If you don’t see your street named here, call (915) 353-3934 and ask. **Is the inspection free if I live out in Anthony or Fabens?** Yes. Lifetime Roofing of El Paso gives every caller a free inspection and a free written estimate within 48 hours of it, insurance claim or not. That goes for Anthony, Fabens, and every other area we serve. **Do I need a permit for a new roof in El Paso County?** Not on county land. El Paso County requires no roofing permit, and that covers unincorporated places like Canutillo and Fabens. Inside a city or town, its own rules apply. Lifetime Roofing of El Paso can tell you whose rules cover your address. **Can my HOA stop me from using wind and hail resistant shingles?** Not outright. Texas Property Code 202.011 bars an association from banning them if they resemble the subdivision’s shingles, match nearby homes, and last as well. Bring your HOA’s roofing rules when you call Lifetime Roofing of El Paso. **Do you work on homes at Fort Bliss?** Off post, yes. Lifetime Roofing of El Paso works on homes off post, with a 5% military discount. On-post housing is run by Balfour Beatty Communities, so a roof problem there goes to them.